How much does esports insurance cost in the UK?

Costs vary by coverage type and event size. Small community tournaments may start from £100-£300 for basic public liability. Larger events with substantial prize pools and equipment can cost £500-£5,000 or more. Team insurance, equipment coverage, and cyber protection each have separate pricing based on values and limits.

Who needs esports insurance?

Tournament organisers, esports venues, gaming cafes, professional teams, content creators, and LAN party hosts all benefit from appropriate insurance. Most UK venues require proof of public liability insurance before hosting gaming events.

Does esports insurance cover gaming equipment?

Yes, specialist gaming equipment insurance covers PCs, monitors, consoles, VR headsets, streaming hardware, and peripherals against theft, accidental damage, fire, flood, and electrical damage. Coverage can include equipment at home, at venues, and in transit to events.

Can online-only tournaments get insurance?

Yes, virtual esports events can obtain coverage including cyber liability for platform outages and attacks, prize money protection, professional indemnity for tournament organisation, and business interruption coverage for technical failures.

Do professional esports players need personal insurance?

Professional players should consider personal accident insurance covering gaming-specific conditions like RSI and carpal tunnel, income protection if unable to compete, equipment coverage for personal setups, and health insurance including mental health support.

What is event cancellation insurance for esports?

Event cancellation insurance protects tournament organisers against financial losses when events must be cancelled due to circumstances beyond their control, such as venue unavailability, severe weather, key participant illness, or technical failures. It covers non-recoverable costs like venue deposits, marketing, and prize commitments.

Do UK venues require insurance for esports events?

Most professional UK venues require event organisers to show proof of public liability insurance before booking confirmation. Minimum requirements typically range from £2 million to £10 million depending on venue size. Many venues also require being named as additional insured on your policy.

How do I compare esports insurance providers?

Compare providers based on their esports industry experience, coverage breadth, policy exclusions, claims handling reputation, and pricing. Look for insurers who understand gaming-specific risks like DDoS attacks, player health conditions, and high-value equipment. Get multiple quotes to compare coverage and terms.

🎮 Compare eSports Insurance UK

eSPORTS EVENTINSURANCE UK

Q: Is cyber liability important for esports events?

Yes, cyber insurance is increasingly essential for esports. It covers DDoS attacks disrupting live tournaments, data breaches exposing participant information, account compromises, and ransomware incidents. Many gaming events are targeted specifically because of their online visibility.

Compare eSports event insurance quotes from leading UK insurers. Find the right eSports insurance coverage for gaming tournaments, venues, professional players, and organisations.

Compare Quotes Free→How It Works

$1.8B

Global Esports Revenue 2024

540M+

Esports Viewers Worldwide

$40M+

Largest Prize Pool Ever

100%

Free Quote Comparison

What is eSports Insurance?

eSports insurance is specialist coverage designed specifically for the competitive gaming industry. Unlike traditional event insurance, eSports event insurance understands the unique risks associated with gaming tournaments, professional players, streaming events, and gaming venues.

The eSports industry has grown from small LAN parties in the 1990s to a global phenomenon with prize pools exceeding $40 million for single tournaments. This rapid growth has created new insurance needs that traditional policies simply do not address. From protecting expensive gaming equipment worth tens of thousands of pounds to covering cyber attacks that could disrupt live tournaments watched by millions, eSports event insurance provides tailored protection for every stakeholder in the gaming ecosystem.

Whether you are organising a local community LAN party, managing a professional eSports team, running a gaming venue, or competing as a professional player, having the right eSports insurance coverage is essential. Our comparison service helps you find quotes from insurers who understand the eSports industry and can provide appropriate eSports event insurance coverage for your specific needs.

How eSports Event Insurance Comparison Works

Find the right eSports insurance in 3 simple steps. Our comparison service is completely free to use.

Tell Us About Your Event

Share details about your tournament, venue, or gaming organisation. Tell us about the type of event, expected attendance, equipment value, and coverage requirements. We will match you with relevant insurers who specialise in esports coverage.

Compare Quotes

Receive quotes from multiple UK insurers who understand the esports industry. Compare coverage levels, policy terms, excess amounts, and premiums side by side to find the best value for your needs.

Choose Your Cover

Select the policy that best fits your requirements and budget. Purchase directly from your chosen insurer. Our service is free - we never charge you for comparing quotes or accessing our platform.

The eSports Insurance Industry is Growing

Electronic competitive gaming has transformed from a niche hobby into a global entertainment phenomenon. With prize pools exceeding $40 million for major tournaments and over 540 million viewers worldwide, eSports is now a professional industry requiring professional eSports insurance protection.

The UK esports market alone is valued at over £100 million, with major tournaments held in venues across London, Birmingham, Manchester, and other cities. From team fight strategy games like League of Legends and Dota 2 to tactical shooters like Valorant and Counter-Strike 2, the industry continues to grow rapidly.

This growth brings new risks and eSports event insurance requirements. Tournament organisers need event cancellation cover, venues need equipment protection, and professional players need income protection. Traditional insurers often do not understand these unique needs, which is why specialist eSports insurance has become essential.

League of LegendsValorantCS2FortniteDota 2FIFARocket LeagueOverwatch 2

eSports Industry Statistics

The numbers behind the fastest-growing entertainment industry in the world

1.8 billion

Global esports revenue reached $1.8 billion in 2024, with continued growth projected through 2028.

540 million

Over 540 million people worldwide now watch esports, making it one of the fastest-growing entertainment sectors.

£100 million

The UK esports market is valued at over £100 million, with major tournaments held in London, Birmingham, and Manchester.

30,000+

More than 30,000 professional esports players compete globally, with thousands more amateur and semi-professional players.

Compare quotes from leading UK insurers

Hiscox

Allianz

AXA

Zurich

Aviva

Lloyd's

eSports Insurance Coverage Types

Compare eSports event insurance options for every part of the gaming ecosystem. From tournament organisers to professional players, we help you find the right coverage.

🎮

Tournament Organisers

Compare liability coverage for esports tournaments of any size. From local LAN parties to international championships with substantial prize pools. Coverage typically includes public liability, participant injury protection, and third-party property damage claims.

Public LiabilityPrize Money ProtectionEvent Cancellation

🏟️

Esports Venues & Arenas

Find insurance quotes for gaming arenas, esports bars, and event spaces. Protect high-value gaming equipment including PCs, consoles, and peripherals. Cover visitor liability and property damage for dedicated gaming venues.

Property DamageEquipment CoverPremises Liability

👤

Pro Gamers & Streamers

Compare personal accident and illness cover designed to protect future earnings for professional esports players. Essential coverage for content creators, streamers, and competitive gamers who rely on their gaming income.

Income ProtectionInjury CoverCareer Insurance

🏢

Esports Organisations

Find comprehensive cover for team management, player contracts, and organisational liability from leading UK insurers. Protect your esports organisation against contractual disputes, player injuries, and management liability claims.

D&O LiabilityContract ProtectionCyber Liability

📡

Broadcast & Production

Compare quotes for streaming equipment, broadcast infrastructure, and production team coverage during live esports events. Protect expensive cameras, mixing desks, and streaming hardware against damage and theft.

Equipment InsuranceTech FailureProfessional Indemnity

🌐

Online Tournaments

Find specialist cover for virtual competitions and online gaming events. Protection against DDoS attacks, platform failures, and cyber incidents that could disrupt your tournament or compromise participant data.

Cyber InsurancePlatform DowntimeData Protection

Why eSports Event Insurance Matters

The rapid growth of eSports exposes organisers, venues, and players to new risks. Understanding these risks is the first step to getting proper eSports insurance protection.

💻

Equipment Damage

Gaming PCs, monitors, and peripherals worth £50,000 or more can be damaged during transport, setup, or the event itself. High-end gaming equipment requires specialist cover.

❌

Event Cancellation

Venue issues, travel restrictions, technical failures, or unforeseen circumstances can force tournament cancellation. Protect your investment in venue hire, prize pools, and marketing.

🔒

Cyber Attacks

DDoS attacks can disrupt live tournaments and streaming events. Esports events are increasingly targeted by hackers seeking to disrupt high-profile competitions.

🏥

Player Injuries

Repetitive strain injuries (RSI), carpal tunnel syndrome, and other gaming-related conditions can end careers. Professional players need income protection cover.

💰

Prize Pool Disputes

Non-payment of prize money, sponsor contract breaches, and payment disputes can leave tournament organisers facing legal action from players and teams.

📉

Reputation Damage

Stream hijacking, inappropriate content during broadcasts, data breaches exposing participant information, and social media incidents can damage your brand.

Ready to Compare eSports Event Insurance?

Get free eSports insurance quotes from multiple UK insurers who understand the gaming industry. Compare coverage, prices, and policy terms to find the right eSports event insurance protection for your tournament, venue, or organisation. Our comparison service is completely free to use.

Compare Quotes Free

Built by Industry Insiders

We're an eSports network working with officials, tournament organisers, and gaming professionals across the UK.

This gives us unique insight into the eSports insurance challenges facing the competitive gaming industry. We're not an insurance company—we're researchers and advocates who help you find the right eSports event insurance coverage.

✓Deep industry knowledge from working with esports professionals
✓Independent research on insurance options for gaming events
✓Free guidance to help you understand your coverage needs
✓Connections to insurers who understand esports

Get Your Quote→

Latest Esports News

Part of the ESPORTS QUEST Network

Esports Production

Looking for professional broadcast services? Our esports production agency provides world-class tournament coverage and live event production.

Visit Esports Production Company →

Esports Recruitment

Building your career in competitive gaming? Our esports recruitment agency connects talent with top esports recruitment agencies in the UK.

Find Esports Jobs →

Esports News

Stay informed with the latest esports news, tournament coverage, and industry analysis from the UK gaming scene.

Read Esports News →

eSports Event Insurance FAQ

Common questions about eSports insurance and gaming event coverage in the UK

What does esports event insurance cover?+

Esports event insurance typically covers public liability for attendee injuries, equipment insurance for gaming hardware including PCs, consoles, VR headsets, and streaming gear, event cancellation protection, cyber liability for DDoS attacks and data breaches, prize pool protection, and professional indemnity. The exact coverage varies by insurer and policy, so comparing quotes is essential to find the right protection for your needs.

How much does esports insurance cost?+

Costs vary significantly based on event size, coverage requirements, and risk factors. Small community LAN parties may start from £100-£200 for basic public liability cover. Larger tournaments with substantial prize pools, expensive equipment, and higher attendance can range from £500-£5,000 or more. Use our comparison tool to get accurate quotes tailored to your specific requirements.

Do you cover online-only tournaments?+

Many insurers now offer coverage for virtual competitions and online gaming events. This typically includes cyber liability protection against DDoS attacks, platform downtime cover, prize money insurance, and professional indemnity for tournament organisation. Online tournaments have unique risks that differ from physical events, so specialist coverage is important.

Can individual pro gamers get insured?+

Yes, several insurers offer personal accident and illness cover designed specifically for professional esports players and content creators. This coverage can protect future earnings, provide income replacement if you are unable to compete due to injury or illness, and cover career-ending conditions like repetitive strain injuries.

How does the comparison work?+

Our comparison service is simple and free. Share your event or coverage details, and we will show you quotes from multiple UK insurers who specialise in esports coverage. You can compare policy terms, coverage levels, excess amounts, and premiums side by side, then purchase directly from your chosen insurer.

Do venues require proof of insurance?+

Most UK venues now require event organisers to show proof of public liability insurance before allowing esports tournaments or gaming events. The minimum coverage required varies by venue but is typically at least £1 million to £5 million. Always check venue requirements well in advance of your event.

What equipment is covered by esports insurance?+

Specialist esports insurance can cover a wide range of gaming equipment including gaming PCs and laptops, monitors and displays, gaming peripherals like keyboards, mice, and controllers, VR headsets and accessories, streaming equipment including cameras and microphones, networking equipment, and console systems. Coverage typically protects against theft, accidental damage, and technical failure.

Is cyber liability important for esports events?+

Cyber liability is increasingly essential for esports events. DDoS attacks targeting live tournaments are becoming more common, and data breaches can expose participant personal information. Cyber liability coverage can help with incident response costs, legal fees, regulatory fines, and compensation to affected parties.

What is event cancellation insurance?+

Event cancellation insurance protects tournament organisers against financial losses if an event must be cancelled, postponed, or curtailed due to circumstances beyond their control. This can include venue unavailability, extreme weather, key participant illness, travel disruptions, or technical failures. Coverage typically reimburses non-recoverable costs like venue hire, marketing expenses, and prize pool commitments.

Are gaming cafes and esports bars covered?+

Yes, there are insurance options specifically designed for gaming venues including esports bars, gaming cafes, and dedicated gaming centres. Coverage typically includes premises liability, equipment insurance for gaming stations, public liability for visitors, and business interruption cover. Some policies also include cover for tournaments and events held at your venue.